Legal Information
This page sets out important legal, regulatory, and investor protection information governing the financial planning and wealth management services provided by SIDR Wealth.
The guidance and advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the United Kingdom.
Official Regulatory Documents (2plan)
Access the official policies and regulatory disclosures below:
FCA regulatory client classification and investor protections (November 2023).
2plan Principle 8 management of conflicts of interest and remuneration standards (November 2023).
Order execution policy, provider monitoring, and client illustration guidelines (November 2023).
Official complaints procedure and Financial Ombudsman Service referral guide (November 2023).
Full data protection notice, lawful bases, and regulatory disclosure (November 2023).
1. Regulatory Status & Authorisation
SIDR Wealth is a trading style of SIDR Private Wealth Limited, registered in England and Wales under company number 17207464. Registered office: International House, 36–38 Cornhill, London, EC3V 3NG.
SIDR Private Wealth Limited is an Appointed Representative of 2plan wealth management Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). 2plan wealth management Ltd is entered on the Financial Services Register under reference number 461598 (www.fca.org.uk/register).
2plan wealth management Ltd is registered in England and Wales under company number 05998270. Registered address: 3rd Floor, Bridgewater Place, Water Lane, Leeds, LS11 5BZ. Telephone: 0113 302 1360.
Client Classification & Investor Protection
In accordance with FCA rules, 2plan wealth management categorises clients into specific classifications to ensure appropriate regulatory protections:
• Retail Clients: Receive the highest level of investor protection provided by UK law. This includes rigorous suitability assessments of financial recommendations, clear disclosure of all fees and charges within a Personal Client Agreement (PCA), and full access to the Financial Ombudsman Service (FOS) and Financial Services Compensation Scheme (FSCS). Individuals and smaller businesses are categorised as Retail Clients.
• Professional Clients: Clients possessing sufficient experience, knowledge, and expertise to assess investment risks. Professional clients do not qualify for the full protections afforded to retail clients.
• Eligible Counterparties: Commercial institutions enjoying the lowest level of investor protection under UK law.
All clients have the right to request in writing a different categorisation at any time by contacting us.
2. Remuneration & Conflicts of Interest Policy
Under FCA Principle 8, 2plan and its appointed representatives are required to take all reasonable steps to manage conflicts of interest fairly, both between ourselves and our clients, and between different clients.
To ensure our advice is free from bias and protects client interests:
• For investment and pension business, payment is made solely by fee (fixed fee, percentage of investment, or agreed hourly rate), agreed in advance in the Personal Client Agreement. We do not accept provider commissions on investment or pension recommendations, eliminating bias towards any particular provider or platform.
• For insurance and mortgage business, remuneration may be via commission from the provider/lender or a fee, which is fully disclosed to clients in writing before proceeding.
• 2plan maintains an internal Conflicts of Interest Register, requires advisers to obtain written compliance approval for any external commercial interests, and conducts annual reviews of products, providers, and remuneration.
Best Execution Policy
When receiving and carrying out instructions on your behalf (executing transactions or orders), it is our policy to obtain the best possible results for you in terms of price, costs, speed, execution, administration, and transaction size.
Where regulated financial advice is provided, we furnish a client-specific illustration confirming the recommendation, specific funds, and all associated charges prior to completing any transaction.
Execution venues include regulated markets, investment funds, authorised investment platforms, and product providers. All instructions (written, email, or telephone) are documented and retained in accordance with statutory requirements.
3. Complaints Procedure
2plan wealth management aims to provide the highest possible service. If there is any aspect of our service with which you are unhappy, you should contact the 2plan Compliance Department directly:
The Compliance Department 2plan wealth management Ltd 3rd Floor, Bridgewater Place Water Lane, Leeds, LS11 5BZ Telephone: 0113 302 1360 (9.00am to 5.00pm Monday to Friday; calls may be recorded) Email: admin@2plan.com
• We will send a written acknowledgement of your complaint within five business days of receipt, including the name and title of the person dealing with your complaint.
• We will investigate your complaint promptly and issue a Final Response Letter explaining our findings and any redress offered.
• If your complaint cannot be resolved within eight weeks, we will write to you explaining the delay and notifying you of your right to refer the matter to the Financial Ombudsman Service.
Financial Ombudsman Service (FOS)
2plan wealth management Ltd is a member of the Financial Ombudsman Service, which provides a free, independent assessment of eligible complaints.
If you remain dissatisfied with our Final Response Letter, or if eight weeks have elapsed without a final response, you have the right to refer your complaint to the Ombudsman within six months of the date of the Final Response Letter:
Financial Ombudsman Service Exchange Tower, Harbour Exchange Square, London, E14 9SR Telephone: 0800 023 4567 or 0300 123 9123 Website: www.financial-ombudsman.org.uk
4. Important Investment & Risk Disclaimers
The value of investments and any income generated from them can fall as well as rise. You may not get back the full amount originally invested.
Past performance is not a reliable guide to future performance. Tax treatment depends on individual circumstances and may change in the future. The FCA does not regulate certain forms of tax advice, trusts, or estate planning.
The information contained on this website is for general guidance only and does not constitute personalised financial, investment, legal, or taxation advice.
Website Terms of Use & Copyright
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The content of this website is protected by copyright and intellectual property laws. You may view and print pages for personal, non-commercial use only.
While we take reasonable steps to ensure the accuracy of content on this website, no warranty is given as to its completeness or timeliness. Links to external sites are provided for convenience only and do not constitute an endorsement.